Several types of transactions that experience processing problems in the bank system are as follows:
- Force credit: a condition in which the bank will credit funds manually to the beneficiary account, after the reconciliation process of transaction that is stated as a suspect.
- Suspect: a transaction whose status is still unclear whether it is successful or not, so it needs further checking by related bank. Generally, the settlement of suspect transactions is carried out by related bank by conducting reconciliation.
- Reconciliation: the process checking credit debit transactions as a whole with network settlement results to ensure the final status of the transaction.